Land is the most desired investment among Kenya’s middle class—and the most dangerous. Every year, thousands of Kenyans lose millions of shillings to fraudulent land deals.…
Author: Steven
Here is a fact that should make you uncomfortable: if your savings are sitting in a regular bank account in Kenya right now, you are earning…
Owning a car in Nairobi is no longer just a luxury—for many middle-class Kenyans, it is a genuine career and lifestyle necessity. Whether you need one…
If you have a Fuliza balance you cannot seem to clear, you are in good company. Safaricom’s Fuliza M-Pesa overdraft facility has been used by millions…
Nairobi rents have risen sharply in the last three years. The average one-bedroom apartment in Kilimani or Westlands now costs KSh 35,000–60,000 per month. But not…
If you have been thinking about joining a SACCO but do not know which one is right for you, you are not alone. Millions of Kenyans…
Budgeting has a reputation problem. People hear the word and immediately imagine spreadsheets, deprivation, and the joyless life of tracking every coffee purchase. It sounds exhausting…
Retirement planning is one of those topics that most people know they should care about but find it easy to put off—especially when it feels abstract…
Salary negotiation is one of the highest-return activities in personal finance, and it’s almost completely underutilized. Studies consistently show that a majority of employees accept the…
Living paycheck to paycheck isn’t a personal failure. It’s a systemic reality for a majority of people, across income levels, in most developed countries. People earning…









